The dental options are designed to help you with expenses involved in maintaining good health. Your options are the:
- - Basic Plan
- - Value Plan
- - Premium Plan
When you enroll, you choose both a Dental Plan and network - Aetna or MetLife. You may see any dentist you choose for dental care. However, if you receive care from a network provider, your costs will be lower because network dentists have agreed to charge participants a negotiated rate.
|
|
Basic Plan |
Value Plan |
Premium Plan |
|
Annual deductible |
$50/person (3 per family)[1] |
$50/person (3 per family)[1] |
None |
|
Plan benefits |
Plan pays: |
||
|
· Preventive care |
100% (no deductible) |
100% (no deductible) |
100% |
|
· Basic care |
60% after the deductible |
80% after the deductible |
80% |
|
· Major care |
40% after the deductible |
50% after the deductible |
50% |
|
· Maximum annual benefit |
$1,000/person |
$1,000/person |
$1,500/person |
|
Orthodontic care
|
Eligible dependent children only[2]
|
Eligible adults and children |
Eligible adults and children
|
|
· Separate lifetime deductible |
$50/person |
$50/person |
$50/person |
|
· Coinsurance (plan pays) |
50% after the separate orthodontic deductible |
50% after the separate orthodontic deductible |
50% after the deductible |
|
· Maximum lifetime benefit |
$1,000/person |
$1,000/person |
$1,500/person |
[1] A minimum of three family members must each meet the $50 deductible; afterwards, no additional family members will be required to meet the deductible prior to the plan paying a benefit.
[2]Orthodontic services must begin prior to the day the child turns the age of 20.
———————————————————————————————————-
Questions about your employee benefits or other Human Resources issues? Contact the Workplace Solutions Center at (888) 471-2271.