There are two vision plan options, offered through Vision Service Plan (VSP) and OptumHealth Vision, formerly Spectera. If you choose VSP (www.vsp.com) or OptumHealth Vision (www.myoptumhealthvision.com), each time you receive care from a network provider, you simply pay your share of the cost and you are done. If you receive care from an out-of-network provider, you generally pay in full at the time of your appointment, submit your receipts and claim forms to the plan and receive reimbursement according to the schedule below.

Your share of the cost for vision coverage is deducted from the first two paychecks of each month on a before-tax basis.

In addition, there is also the Coast-to-Coast vision care discount program (www.coasttocoast.com). With Coast-to-Coast, you will pay the discounted charge when you receive services and there are no claims to file. The discount you receive varies from 10% to 30% for eye exams and from 10% to 60% for other services.

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Questions about your employee benefits or other Human Resources issues? Contact the Workplace Solutions Center at (888) 471-2271.