Coverage is available for most benefits on the first day of the month after you complete 30 days of service for exempt employees and nonexempt employees with base annual earnings of over $30,000. If your 30th day of service falls on the first day of a month, coverage will begin on that day.

For employees who are nonexempt and have base annual earnings up to and including $30,000 upon date of hire, coverage is available for most benefits on the first of the month after you complete 90 days of service. If your 90th day of service falls on the first day of a month, coverage will begin on that day. ACS offers the Limited Benefit Plans for these employees. Effective the January 1 after one year of service, these employees must enroll in another ACS medical option to continue coverage.

If you do not enroll within 31 days of the date you become eligible, you will be considered to have waived coverage. You may not enroll until the next annual enrollment period and coverage will not begin until the following January 1. Contact the ACS HR Workplace Solutions Center if you have questions.

You should be aware of the following rules regarding when coverage begins:

- You must be actively at work for your coverage to become effective. If you are not actively at work when your coverage would otherwise take effect, it will not go into effect until you return to work (full time) for one full day. This provision does not apply to medical coverage.

- Your dependents’ (spouse or domestic partner and children) health care coverage will go into effect when yours does as long as the individual is an eligible dependent.

- You and your dependents may be required to submit “evidence of insurability” (proof of good health) before certain life insurance coverage amounts will become effective.

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Questions about your employee benefits or other Human Resources issues? Contact the Workplace Solutions Center at (888) 471-2271.