You also have the opportunity to enroll your eligible dependents for life insurance. You pay the full cost of coverage on an after-tax basis. Your dependent life insurance coverage options are:

The amount of your spouse life insurance cannot exceed your combined basic and optional employee life coverage (for instance, if you receive $50,000 in company-paid basic life and enroll for $50,000 in supplemental life coverage for yourself for a total of $100,000 in coverage, you cannot elect more than $100,000 in spouse life coverage). Spouse coverage over $50,000 requires EOI before coverage becomes effective. If you do not elect spouse life insurance when first eligible and later elect it, your spouse will have to satisfy EOI for any amount elected. Your cost for spouse life is based on your age and the level of coverage you choose.

Spouse life coverage amounts reduce automatically at age 70. See your Health and Welfare SPD for details.

Your cost for child life is based on the level of coverage you choose. When you elect child(ren) life insurance, all of your eligible children are automatically covered.

Your cost for spouse and child life is deducted from the first two paychecks of each month on an after-tax basis.

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Questions about your employee benefits or other Human Resources issues? Contact the Workplace Solutions Center at (888) 471-2271.