Limited Benefit Plans, Select Value and High Value PPOs

Under the Limited Benefit Plans and the PPO Plans, if you have not been covered by another medical plan for at least 12 months before joining ACS, you will not receive benefits for that condition for up to 12 months. The plan does not apply any pre-existing condition limitations to pregnancies or to newborn or adopted children who are enrolled within 60 days of birth, placement for adoption, or adoption. You will receive credit for any previous period of coverage up to 12 months. You cannot have a break in coverage of more than 63 days to receive credit for previous coverage. However, time spent in a waiting period for coverage does not count towards the 63 days.

Consumer Choice Plan

The Consumer Choice Plan does not have pre-existing condition clauses.

HMOs

Most of the ACS HMOs do not have a pre-existing condition clause; however, if you are enrolling in an HMO, please contact the ACS HR Workplace Solutions Center to verify the provisions of the HMO.

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Questions about your employee benefits or other Human Resources issues? Contact the Workplace Solutions Center at (888) 471-2271.