If you are a participant in the Consumer Choice Plan and have also elected to contribute to the limited-use health care spending account, the IRS limits your use of the health care spending account for participants also contributing to a Health Savings Account (HSA). Participants may use their limited-use health care spending account for dental and vision care (not medical care), as well as certain over-the-counter (OTC) items related to dental care, vision care and preventive care. Expenses eligible under the limited-use health care spending account include those for all family members…even if they are not all enrolled in the Consumer Choice Plan.

Below is a listing of the only OTC items that are eligible for reimbursement under your limited-use health care spending account:

• - Eye care items including contact lens solution, lubricant eye drops, eye patches and reading glasses;
• - Home diagnostic tests or kits for blood pressure, cholesterol screening, diabetes (e.g., glucose monitors), colorectal and HIV screening;
• - Smoking cessation relief such as patches and gum;
• - Dental care including toothache relief and denture adhesive;
• - Pre-natal vitamins with a doctor’s note of medical necessity; and
• - Weight loss pills with a doctor’s note of medical necessity.